Sheet

Mortgage Calculation Template (Sheet)

Created by Gregor_A • Published on July 16, 2026

Mortgage Calculation Template (Sheet): Parameter Name · Value · Description · Home Price · 450000 USD · The total purchase price of the home · Down Payment ·…

Sheet data

ABC
Parameter NameValueDescription
Home Price450000 USDThe total purchase price of the home
Down Payment90000 USDThe down payment amount (e.g., 20% of purchase price)
Loan Amount=B2 - B3The total loan amount after down payment
Interest Rate3.8 %The annual interest rate in percent
Loan Term30 yearsThe duration of the mortgage loan
Monthly Interest Rate=B5 / 12The interest rate divided by 12 months
Total Months=B6 to monthThe total number of monthly payments
Monthly Payment=B4 * (B7 * (1 + B7)^(B8 / 1 month)) / ((1 + B7)^(B8 / 1 month) - 1)The calculated monthly principal and interest payment